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A real opportunity to own your own home.

Say goodbye to the landlord, say hello to your own home with Shared Ownership.

Shared Ownership could be your chance to own your own home in Auckland for probably less than you think. The programme offers first home buyers a helping hand by providing an opportunity for the buyer and Housing Foundation to share the ownership of a property.

How does it work?

You buy a majority share of the property (usually 60% or more), which makes it more affordable than if you were to buy 100%. We can help you every step of the way to get a mortgage from a bank to help buy your share.

Housing Foundation retains ownership of the remaining share (for example, 40%) and both you and Housing Foundation are recorded on the property title as owners until you are able to buy us out. We have done this successfully with hundreds of families and most are able to buy us out after 7 to 10 years.

To keep it affordable, in our programme your mortgage payments won’t be more than 30% of your income.

Puhinui living space

Am I eligible?

Because the Housing Foundation is a charitable organisation we have some rules around who we can help.

You must:

– Be a New Zealand Citizen or Permanent Resident
– Be a first home buyer
– At least one member of the household in full time employment
– Manageable debt (not including student loans)
– A combined household income $85,000 – $120,000 gross before tax

Brand new townhouses are available now

Register below

Take a step to start your journey to home ownership

  • You can trust us – we are a charity with a long history of helping hard working Kiwis get their first home.
  • Our website has the photos and stories of the many families who have made the change from renting to owning.
  • We don’t need to tell you — owning your own home can change your life, giving your family a better future.
 Take a moment to fill out this form and submit.

Join our community

Housing Foundation may be a charitable organisation but we are an experienced developer of residential land. We have built over 1,000 affordable homes in the last 20 years, always meeting the needs of Kiwi families.
We have a range of exciting new developments in Auckland and Tauranga designed with lifestyle and community in mind.
  • Flat Bush
  • Manukau Central
  • Papatoetoe
  • Papakura
  • Panmure
  • Mangere
  • Omokoroa, Tauranga

Ready to stop paying rent?
We need a few details to get started. Thanks!