Are you searching for an affordable and healthy home?  

Find out if one of our Housing Programmes could work for you.

Take a look at our current development in Manukau, 'Puhinui Park'

Housing Foundation

Rent to Own

Shared Ownership

Family Stories

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  • Cara and Logan's Story

    Hi my name is Cara, and this is my husband Logan and our daughters … I’m currently working part time as a Graphic Designer and Logan works as an Electronic Technician at the University of Auckland. We have been married 20 years and until we moved into this home, we had only ever rented, moving more than 14 times.

  • Ayla's Story

    Ayla Hoeta’s attitude to, and success in life, belies bleak beginnings. Growing up her life was challenging - gang connections, family members in jail, teenage mothers without the resources needed to look after babies, alcohol, unemployment…

  • The Powell Family

    Warren: “We came to New Zealand from Suva in Fiji in 2008. When we first arrived in New Zealand our son was two and half years old. We came to New Zealand in search of a better life for ourselves and our son.

  • Lisa and Wirihana

    We are Lisa & Wirihana, proud parents of Ngāwaka & Raukura, & proud owners of a crazy dog - Tokena. Prior to our Housing Foundation journey we had been renting in south Auckland, in Manurewa where we both grew up.

  • Richard and Nicola's Story

    Hi, I am Richard Drake. I live here in Mangere with Nicola, my wife and our three sons Oliver, Thomas and Peter aged 6, 5 and 1. I work as an Organisational Development Advisor at Auckland Council.

  • Jackie's Story

    After her divorce, Jackie found herself starting over again. She moved from Wellington to Auckland in 2005 with four children between the ages of 1-13 years.

Recent News



UN visit to NZ highlights homes as human right

MEDIA RELEASE Friday 7 February...





Affordable Housing Model proves successful in Avondale

Twenty-two new homes in Avondale have been...



Housing Foundation announces changes to Board of Trustees

Housing Foundation Announces Changes to Board of...

Helpful Information

SBS, Kiwibank, ASB, BNZ and Westpac

The SBS, Kiwibank, ASB, BNZ and Westpac banks have teams of specialist mobile managers to arrange your mortgage for our Affordable Equity product.  We will introduce you to one of these banks and a mobile manager will meet with you. To test what you can borrow, we suggest you use the banks' mortgage calculators and if you want more information on their mortgage lending terms and conditions, go to,, and

Budgeting Advice

We like our families to prepare a budget that shows how they can pay the rent and repay their debt.  The New Zealand Federation of Family Budgeting Services can help you do this – their service is free and confidential.  We can refer you to the office closest to where you live. For more information go to

Welcome Home Loans

If you think you could have 10% deposit for a house (from Kiwisaver, the First Home Buyer Grant, a gift from family or savings), then a Welcome Home Loan could be for you. 

With a Welcome Home Loan pre-approval you can buy a new house of your choice instead of through New Zealand Housing Foundation.  See



First home buyers can use their Kiwisaver contributions as a deposit for a house.  You can withdraw some or all of your KiwiSaver savings (except for the $1,000 kick-start and member tax credit) to put towards buying your first home. You need to have been a KiwiSaver member for three or more years and you can only withdraw money to buy your first home. For more information, go to

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