Are you searching for an affordable and healthy home?  

Find out if one of our Housing Programmes could work for you.

Take a look at our current development in Manukau, 'Puhinui Park'

Housing Foundation

At Housing Foundation we believe in empowering communities and providing affordable housing for low and moderate income households. Check out how these Programmes could help you and your family.

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Rent to Own

Housing Foundation's Rent to Own Programme offers families a pathway to home-ownership. After a period of paying rent, while saving a deposit, the household can progress to the Shared Ownership Programme.

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Shared Ownership

The Shared Ownership Programme enables households to purchase a share of the property at a price they can afford. Over time, the household can buy more of the home and eventually own it outright.

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Family Stories

Many hard-working and deserving families have transitioned to full home ownership using Housing Foundation's Rent to Own and Shared Ownership Programmes.  Check out the stories from some of these families.  

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  • Ayla's Story

    Ayla Hoeta’s attitude to, and success in life, belies bleak beginnings. Growing up her life was challenging - gang connections, family members in jail, teenage mothers without the resources needed to look after babies, alcohol, unemployment…

  • The Powell Family, Takanini

    Warren: “We came to New Zealand from Suva in Fiji in 2008. When we first arrived in New Zealand our son was two and half years old. We came to New Zealand in search of a better life for ourselves and our son.

  • House Proud

    We are Lisa & Wirihana, proud parents of Ngāwaka & Raukura, & proud owners of a crazy dog - Tokena. Prior to our Housing Foundation journey we had been renting in south Auckland, in Manurewa where we both grew up.

  • Home Ownership Changed Our Lives

    Hi, I am Richard Drake. I live here in Mangere with Nicola, my wife and our three sons Oliver, Thomas and Peter aged 6, 5 and 1. I work as an Organisational Development Advisor at Auckland Council.

  • A Life Changing Moment

    After her divorce, Jackie found herself starting over again. She moved from Wellington to Auckland in 2005 with four children between the ages of 1-13 years.

  • A lifeline of hope

    Hi, my name is Tania and this is my partner Lei. We lived in a private rental property in Manurewa with our young children. We had lived there in a three bedroom house for over six years.

Recent News

30

Jan

Opinion: The will and the way to solve housing affordability

Thu, 24 Jan...

26

Nov

Affordable Housing Model proves successful in Avondale

Twenty-two new homes in Avondale have been...

07

Dec

Housing Foundation announces changes to Board of Trustees

Housing Foundation Announces Changes to Board of...

11

Apr

New Housing Research

Helpful Information

SBS, Kiwibank, ASB, BNZ and Westpac

The SBS, Kiwibank, ASB, BNZ and Westpac banks have teams of specialist mobile managers to arrange your mortgage for our Affordable Equity product.  We will introduce you to one of these banks and a mobile manager will meet with you. To test what you can borrow, we suggest you use the banks' mortgage calculators and if you want more information on their mortgage lending terms and conditions, go to www.sbsbank.co.nz, www.kiwibank.co.nz, www.asb.co.nz, www.bnz.co.nz and www.westpac.co.nz

Budgeting Advice

We like our families to prepare a budget that shows how they can pay the rent and repay their debt.  The New Zealand Federation of Family Budgeting Services can help you do this – their service is free and confidential.  We can refer you to the office closest to where you live. For more information go to www.familybudgeting.org.nz

Welcome Home Loans

If you think you could have 10% deposit for a house (from Kiwisaver, the First Home Buyer Grant, a gift from family or savings), then a Welcome Home Loan could be for you. 

With a Welcome Home Loan pre-approval you can buy a new house of your choice instead of through New Zealand Housing Foundation.  See www.welcomehomeloan.co.nz

 

Kiwisaver

First home buyers can use their Kiwisaver contributions as a deposit for a house.  You can withdraw some or all of your KiwiSaver savings (except for the $1,000 kick-start and member tax credit) to put towards buying your first home. You need to have been a KiwiSaver member for three or more years and you can only withdraw money to buy your first home. For more information, go to www.kiwisaver.govt.nz

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